Explore new-construction condos in Palm Beach County and the Treasure Coast. Connect the residence you want with the building services, shared spaces, ownership costs and delivery plan behind it.
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A condo combines ownership of a residence with shared ownership and responsibilities in a building or community. A new-construction condo can offer contemporary space and shared services, but the decision includes the association budget, rules, insurance and delivery terms. Compare the specific unit and the building as one purchase.
A condo can put a private residence alongside shared spaces and services you value, with building maintenance organized collectively. Decide which services you will actually use and how much control you want over property decisions. The right match works inside the unit and across the building.
Compare usable room dimensions, storage and furniture placement. Check daylight, balcony dimensions and nearby building uses from the actual residence where possible. For a future unit, distinguish written specifications from a model or rendering, including what is known about the outlook.
Choose amenities by how you expect to use them. Review hours, guest access, reservations and any additional charges. Ask whether spaces shown in marketing will open with the residence or in a later phase, and which services are included in the current budget.
Follow the path through parking, entrances and elevators. Confirm whether parking and storage are deeded, assigned or subject to separate arrangements. Review delivery access, guest parking, moving procedures and the building’s plans for service interruptions.
Read rules affecting pets, leasing, guests, renovations and use of shared areas. If a particular use is essential, resolve it before choosing the residence. Shared services also mean shared decisions and obligations; compare that arrangement with the control you want over your home.
The purchase stage changes what you can inspect and what you must evaluate through documents. Use the same residence priorities for both.
On a small screen, scroll the table sideways to compare both options.
| What matters | Before completion | Completed residence |
|---|---|---|
| Layout and outlook | Review the unit-specific plan, orientation and written specifications. A rendering is an illustration. | Inspect the actual light, sightlines, balcony and surroundings from the residence. |
| Move-in timing | Review estimated milestones, permitted extensions and your obligations under the contract. | Confirm occupancy, closing readiness and any remaining work; a finished unit alone does not settle them. |
| Services and budget | Request the proposed budget, assumptions, developer support and amenity delivery commitments. | Request the current budget, financial information and status of shared facilities and management. |
| Funds and financing | Check deposit stages, escrow terms and when the lender can complete its project review. | Confirm the lender's review of this project and unit, insurance requirements and cash needed to close. |
Preconstruction deserves a realistic timing cushion and careful contract review. A completed residence gives you more to inspect directly, while the building's finances, documents and financing eligibility still need attention.
A condo's ownership cost combines your mortgage, property taxes, unit insurance, association fees and any applicable assessments. Compare the building's operating costs, reserve funding and coverage with the services included. A low advertised fee is not, by itself, evidence of a well-funded building.
Identify what the regular fee covers and what is charged separately, including parking, storage or additional associations where applicable. Condo dues are usually paid separately from the mortgage servicer.
Ask how routine services and future major repairs are funded. For a new development, distinguish projected costs from an established operating history and ask what changes when developer support ends.
Review disclosed special assessments, their purpose and payment schedule. Request applicable inspection reports and reserve studies; have the professionals reviewing the transaction explain what applies to this building and stage of construction.
Have an insurance professional compare the association's master policy with unit-owner coverage, including interiors, belongings, liability and loss assessments. Discuss deductibles, coverage limits and flood exposure; these policies are not interchangeable.
Separate deposits from closing costs and the ongoing budget. Obtain the written deposit schedule, parking or storage charges and delivery terms, and ask your lender when financing and project approval can be confirmed.
A residence can fit your budget while the building raises questions. Put the supporting documents beside the advertised payment and identify who will review them.
Compare the proposed or adopted budget, available financial statements and reserve information. Ask which costs are estimates, whether the developer subsidizes operations and what the owner-funded budget would include.
Review with: association management and the professionals advising your purchase.
Request the assessment notice, remaining balance, payment schedule and description of the work. Ask whether the work is funded, contracted or complete and whether further costs are identified. A payment plan alone does not establish that the repair is finished.
Review with: the association, your lender and your real estate attorney.
Give the lender the exact project and unit early. Request the status of project eligibility, insurance review, applicable inspection reports, unresolved repairs and litigation questions. Your income preapproval answers a different question.
Review with: your lender; technical reports belong with qualified building professionals.
Our published condos selection is being prepared. Share your area, budget and timing so our team can help confirm current options.
A model describes a design. Confirm the specific home, included features, availability and delivery date before making a decision.
Bring questions about the residence and the building: parking, storage, elevators, amenities, fees and delivery milestones. Request the documents your lender and other advisers need to review.
Set priorities for living space, outdoor access and services. If you plan occasional stays, pets or renting the unit, review the applicable rules before treating that use as possible.
Record the unit, floor, orientation, parking and storage rights, included finishes and outdoor space. Ask what is contractually included and which pictures show a model or proposed design.
Request the declaration, bylaws, rules, budget, financial information and applicable building reports. Involve your lender early for project eligibility and a Florida real estate attorney for contract terms and review rights.
Align the deposit schedule, financing review, inspection access and closing requirements. Check whether amenities will open with the residence and how remaining work and warranty requests will be handled.
Answers to help you prepare a more useful conversation.
No. Compare the purchase price with financing, estimated taxes, insurance, association fees and any applicable assessments. Ask what the association fee includes and what remains your responsibility. Use written estimates for the specific residence and building.
No. Your financial preapproval and the lender’s review of the condominium project are separate. Ask the lender to evaluate the specific building and explain any document, insurance or completion conditions before you rely on financing for that residence.
Yes. A proposed budget is an estimate, and association fees can change as costs and funding needs change. Ask about the assumptions, developer contributions, reserve funding and what the budget is expected to cover when the building is fully operating.
A special assessment is an additional association charge outside the regular assessment budget for a specified purpose. Ask whether any are approved or proposed, what they fund, when they are payable and how the purchase contract allocates responsibility. Do not assume the advertised monthly fee includes them.
No. The association’s master policy and the unit owner’s policy cover different responsibilities. Have an insurance professional review the documents and explain coverage for interiors, belongings, liability, deductibles and loss assessments, including any separate flood coverage needed.
A rendering or model does not establish a protected view or amenity completion date. Review the specific residence, surrounding development information and written contract commitments. Confirm which shared spaces will be usable at occupancy and what happens if delivery changes.
The source reports condos and townhomes together. These are combined figures across the broader market, with no separate new-construction series.
Sales period: · Data reviewed
Scroll the table sideways to compare all three measures.
| Geography | Median closed price | Months of supply | Median days to contract |
|---|---|---|---|
| Palm Beach County | $310,000 | 6.8 months | 53 days |
| Port St. Lucie city | $347,000 | 7 months | 107 days |
| Fort Pierce city | $210,000 | 10 months | 139 days |
Source: South Florida Housing Market Report, Miami REALTORS® + RWorld · MLS-recorded sales. City medians are approximate.
Use the median as a starting point. It reflects the homes that sold in that period, not the value or asking price of a particular new home.
Keep the timelines separate. Months of supply describes inventory relative to the sales pace. Days to contract is a marketing interval, not a builder’s construction or closing schedule.
Research West Palm Beach, Boca Raton and Delray Beach through their area guides, or explore the Treasure Coast hub. Check the route from a candidate building to your everyday destinations and visit at the times you expect to use it. An area guide is context, not confirmation of an available condo or a particular view.
New Construction Team Leader
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New Construction Specialist
Helps buyers compare communities, floor plans and builder incentives, prepares model-home visits and coordinates the next steps from home search to closing.
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New Constructions Palm Beach helps you bring the residence, building and purchase timeline into one conversation. Share your preferred areas, budget and timing with Liliana Ruiz to organize the next questions and confirm current condo options.